銀行英語情景口語 第168期:個(gè)人消費(fèi)信貸 個(gè)人質(zhì)押貸款(4)
這里是IBJ銀行，我是Maria。我能如何為您效勞?
B: Hello,I called earlier regarding interest rates on loans. Sorry, I just have a couple more questions.
你好，我之前來過電話，是關(guān)于貸款利率的。對(duì)不起，我還有幾個(gè)問題。
A: I'm here to help. Tell me your questions and I'll do my best to answer them.
我的工作就是為了幫助您。請(qǐng)告訴我您的問題，我會(huì)盡我所能來回答您。
B: What if I require a loan for a short period of time?
假如我需要短期貸款，怎么辦吶?
A: What repayment period were you thinking of?
您所考慮的還款期是什么時(shí)候?
B: Say,6 months? Or less in fact. I want to repay the loan ASAP;I don't like debt hanging over my head.
比如說，6個(gè)月?實(shí)際上或許更短些。我想要盡快償還貸款，我不喜歡債務(wù)纏身。
A: A wise decision. If you decide to take out a short-term loan with us，say for 6 months or less, the interest rate shall be for that of a 6-month loan.
這是個(gè)明智的決定。如果您決定在我們這里辦短期貸款的話，比如說6個(gè)月或更短，利率按6個(gè)月期貸款的利率計(jì)算。
B: What if I repay it early. Any perks?
要是我提前還款的話，會(huì)怎么樣呢。有什么優(yōu)惠嗎?
A: Well, we could adjust the interest rate based on the original rate and the amount of days you actually borrowed the money for.
嗯，我們可以調(diào)整利率，基于原先確定的利率值和您實(shí)際借款的天數(shù)來計(jì)算。
B: So, the quicker I pay it back, the more I can save in interest? That's excellent. Thanks so much for your information. I'll come in shortly to take the relevant steps for the loan.
所以，還款越快，就可以節(jié)省越多的利息?好極了。非常感謝你提供的信息。我不久會(huì)來辦理與貸款有關(guān)的手續(xù)。
A: It's our pleasure. We are always happy to have another satisfied customer. Thanks for calling. Goodbye.
這是我應(yīng)該做的。我們非常高興又多了一個(gè)滿意的客戶。謝謝來電。 再見。
