銀行英語(yǔ)情景口語(yǔ) 第184期:銀行卡業(yè)務(wù) 信用卡咨詢(xún)(4)

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I'd like to apply for a credit card with you. 我想申請(qǐng)?jiān)谀銈冞@里申請(qǐng)信用卡。

Would that be our standard card, our gold card, or our platinum card? 您要申請(qǐng)我們的標(biāo)準(zhǔn)卡、金卡，還是鉑金卡呢?

Oh,I'm not sure. What's the difference? 哦，我不太確定。它們有什么區(qū)別嗎?

Well,the standard card has a lower credit limit, that's 20,000 RMB, whereas with the platinum card you can have a credit limit of 80,000 RMB. 嗯，標(biāo)準(zhǔn)卡的信用額度較低，為20000元，而持有鉑金卡的話，您可以有80000元的信用額度。

Why such a big difference? 為什么有這么大的差別呢?

It's all about credit rating and salary. 這與信用等級(jí)和薪水有關(guān)。

If your credit rating and your salary are high enough, we can offer you the platinum card. 如果您的信用等級(jí)和您的工資足夠高的話，我們可以為您辦理鉑金卡。

My salary is pretty high and I've never had a problem with my credit rating in the past. 我的薪水很高，而且以前我的信用評(píng)級(jí)從來(lái)沒(méi)有出過(guò)問(wèn)題。

Are there any perks of the platinum card? 鉑金卡是否還有什么額外的優(yōu)惠嗎?

Yes,we have contracts with various luxury shops and health clubs, where if you use the card to purchase items from them, you can get some healthy discounts. 是的，我們與各種奢侈品店和健身俱樂(lè)部簽有協(xié)議，如果您在這些地方使用信用卡購(gòu)物的話，您就可以獲得一些很高的折扣。

That's great;my health club membership is about to expire. 太好了，我的健身俱樂(lè)部會(huì)員資格下個(gè)月就該續(xù)約了。