CNN News: 美聯(lián)儲(chǔ)宣布維持聯(lián)邦基金利率不變

 
10 Second Trivia. Which of these U.S. agencies was established in 1913? U.S. Postal Service, Social Security Administration, Federal Reserve or Peace Corps. The Federal Reserve Act which established America's Central Bank was signed in 1913.
 
10秒快速問答。以下哪一個(gè)美國機(jī)構(gòu)成立于1913年?美國郵政服務(wù)、社會(huì)保障局、聯(lián)邦儲(chǔ)備委員會(huì)或和平隊(duì)。1913年簽署了建立美國中央銀行的聯(lián)邦儲(chǔ)備法。
 
Federal Reserve had a meeting yesterday and decided to keep interest rates right where they are. Why does that matter? Interest rates can have ripple effects across the entire U.S. economy. The lower the rates are, the cheaper it is to borrow money. So let's say you go to buy a house. A lower interest rate on the loan means you're not having to pay back as much every month. It's the same for credit cards and for businesses planning to borrow money to buy new equipment or expand, lower interest rates can encourage them to do that. If the economy heats up too fast, so can inflation when prices go up and money buys less.
 
美聯(lián)儲(chǔ)昨天召開會(huì)議，決定保持利率不變。為什么這很重要?利率會(huì)對(duì)整個(gè)美國經(jīng)濟(jì)產(chǎn)生連鎖反應(yīng)。利率越低，借錢就越便宜。假設(shè)你去買房子。較低的貸款利率意味著你不必每個(gè)月都還那么多錢。這同樣適用于信用卡和計(jì)劃貸款購買新設(shè)備或擴(kuò)張的企業(yè)，較低的利率可以鼓勵(lì)企業(yè)借貸。如果經(jīng)濟(jì)增長過快，通貨膨脹也會(huì)加劇。
 
The Fed can raise interest rates to try to keep that from happening. There were a few reasons why it decided yesterday to keep rates as they are. The bank says there are signs the economy is strong and that's there's not much inflation so that's a good thing. But the Wuhan coronavirus, which has been detected in countries worldwide, could eventually impact the U.S. economy and tensions are still high between the U.S. and Iran. So as far as interest rates go, the Fed wants to stay the course for now.
 
美聯(lián)儲(chǔ)可以通過提高利率來避免這種情況的發(fā)生。美聯(lián)儲(chǔ)昨日決定維持利率不變，原因有以下幾點(diǎn)。世界銀行表示，有跡象顯示經(jīng)濟(jì)強(qiáng)勁，通貨膨脹不高，這是一件好事。但武漢冠狀病毒可能最終會(huì)影響美國經(jīng)濟(jì)，而美國和伊朗之間的緊張關(guān)系仍很緊張。因此，就利率而言，美聯(lián)儲(chǔ)目前希望保持不變。