20種更好的理財習慣可以幫助你增加儲蓄

20種更好的理財習慣可以幫助你增加儲蓄

Get intentional and think what having more money will bring to you. Use these reasons as your north start. The next time you’re tempted to spend money remember why you’re saving in the first place.

有意識地去想，擁有更多的錢會給你帶來什么，用這些理由作為你存錢之旅的開始。下次你想花錢的時候，首先想想為什么要存錢。

Then, start adopting better money habits. Go through this list and note which habits you’re weak and strong in:

然后，開始養(yǎng)成更好的理財習慣。瀏覽一下這張清單，看看哪些習慣是你的強項，哪些是你的弱項:

1. Be Honest About Your Bad Habits

誠實面對你的壞習慣

2. Recognize Your Money Mentality

認清你的金錢觀念

3. Define Your Needs and Wants

辨別你的需要和欲望

4. Understand Your Cash Flow

了解你的現(xiàn)金流

5. Learn How to Set SMART goals

學習如何設立明智的目標

6. Use Tools to Track Your Expenses

實用工具追蹤你的支出

7. Learn How to Negotiate Your Bills

學習如何平衡你的賬單

8. Start Automatically Saving Instead

有意識地開始存錢

9. Be Frugal with Your Money

節(jié)約用錢

10. Switch over to No Credit Card

不使用信用卡

11. Review Your Financial Progress Daily

每天檢查你的財務進展

12. Shamelessly Use Coupons in All Places

購物時盡可能多使用優(yōu)惠券

13. Pack Your Lunch to Save Money

帶午餐上班可以省錢

14. Leverage Tools to Cut Junk Mail

利用工具刪除垃圾郵件

15. Adopt the 30-Day Rule

采用30天原則

16. Work on Important Tasks, Not Everything

做重要的事，而不是所有的事情

17. Be a Voracious Reader

做一個貪婪的讀者

18. Get Educated on the Go

再忙也要學習

19. Choose to Invest in Yourself

選擇投資自己

20. Improve Your Money Skills to Grow Your Income

提高理財技能來增加收入

You can save more if you commit to do so today. More important, you’ll live a happier life. Isn’t this worth all the sacrifice?

如果你今天就下決心這樣做，你可以存更多的錢。更重要的是，你會過上更幸福的生活。這一切難道不值得嗎?