匯智英語自學(xué)課堂突破口語中級篇突破口語D lesson47
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在美國，貸款是很普遍的。美國人會通過借貸來買車，買房，年輕人則會貸款去上大學(xué)。貸款的利息是很重要的因素。它是你必須付給你的借貸人的那部分錢，附加在你每月支付額之內(nèi)。典型的教育貸款利息可能為5%到8%的利率，分10年付清。如果是政府貸款項目，那么在校期間學(xué)生不需要償還貸款。對于上大學(xué)要花費的12萬美元的費用來說，這個項目很有幫助。
Loans are a very common in the United States. Americans take out loans to buy a car or a house, and many young people borrow money to go to university. The interest rate on a loan is very important. It is how much money you pay to your lender to be allowed to borrow the money. It is added to your monthly payments. A typical education loan might have an interest rate of 5-8 percent, and take 10 years to pay off. Students do not have to pay for their loans while they are in school under the government loan program. It is a very helpful program considering that going to college can cost as much as $120,000.
