Chinese Elders' Habit on Saving and Spending
Recently a survey was conducted in X city among people over 60, on their disposal of incomes apart from daily expenses. Not surprisingly, 70% of the interviewees replied that they would deposit the money, while only about 20% and 10%, respectively, said they would spend it or use it for investment.
Why is the situation so? On the one hand, the senior citizens are accustomed to a simple way of life and sometimes don't know what to buy besides necessities. On the other hand, they like to save up for a rainy day, as illnesses often come with age. While putting the money in banks generates steady interests, with the interest rate rising, investment seems rather risky.
Personally, I think the elders should spend more. First, they can enjoy life better after years of hard work, as a reward. Second, it can also boost national economy. The senior citizens constitute a growing proportion of the population, so their contribution in total consumption is considerable. In this sense, a penny spent will actually be "a penny gained". (180 words)
conduct v. 實施;處理
deposit v. 把(錢)存放(銀行)
senior citizens n. 老人(六十五歲以上)
be accustomed to 習(xí)慣/適應(yīng)......
rainy day 艱難時刻
boost v. 推動;幫助;促進
in this sense 在這個意義上
Have an aim in life, or your energies will all be wasted. 人生應(yīng)該樹立目標，否則你的精神會白白浪費。
--R. Peters 美國法學(xué)家彼得斯
中國老年人的儲蓄和消費習(xí)慣
針對除了日?；ㄙM外收入的支配，我們最近對X市60歲以上的老年人做了一份調(diào)查。意料之中，70%的受訪者回答，他們會把錢存起來，而只有大約20%和10%的人，分別表示他們會花掉或用于投資。
為什么是這種情況呢？一方面，老年人習(xí)慣了簡單的生活方式，而且有時候不知道除了必需品還要買什么。另一方面，他們喜歡存錢以備不時之需，因為疾病通常會與年老相伴。而把錢存到銀行能產(chǎn)生穩(wěn)定的利息，隨著利息率的上調(diào)，投資看起來就相當冒險了。
以我看來，我認為老年人應(yīng)該多花點兒。首先，經(jīng)過多年的辛苦勞動，他們能享受更好的生活作為回報。其次，這同樣能促進國民經(jīng)濟的繁榮。老年人在中國人口中占的比例在增加，所以他們對總消費的貢獻是相當大的。從這個意義上來說，事實上一分錢的消費將會有"一分錢的收獲"。
1. Recently a survey was conducted in X city among people over 60, on their disposal of incomes apart from daily expenses. 針對除了日常花費外收入的支配，我們最近對X市60歲以上的老年人做了一份調(diào)查。
2. Not surprisingly, 70% of the interviewees replied that they would deposit the money, while only about 20% and 10%, respectively, said they would spend it or use it for investment. 意料之中，70%的受訪者回答，他們會把錢存起來，而只有大約20%和10%的人，分別表示他們會花掉或用于投資。
