你曾經(jīng)后悔買過東西嗎?

In today’s world of online shopping, have you ever made a purchase you regret? If so, you’re not alone – seeing as the average American spends over $2,000 a year on purchases they come to regret.

在如今的網(wǎng)絡(luò)購物時代，你曾經(jīng)后悔買過東西嗎?如果是這樣的話，你并不孤單——因為美國人平均每年在他們后悔的購物上花費超過2000美元。

A study of 2,000 Americans examining their spending habits and behaviors found the average respondent spends $202.34 a month on unnecessary purchases ? that’s a whopping $2,429.16 a year.

一項針對2000名美國人的調(diào)查顯示，受訪者平均每月花202.34美元在不必要的消費上，也就是每年2429.16美元。

It was also revealed 76 percent are guilty of making an impulse purchase. Of those, it only takes the average respondent nine hours before regret over a whimsical buy sets in.

調(diào)查還顯示，76%的人因沖動購買而有罪。其中，一般受訪者只需9個小時，就會對異想天開的購買行為感到后悔。

That’s not all ? three in four (76 percent) admitted to making financial decisions that they wish they could take back.

這還不是全部——四分之三(76%)的人承認(rèn)他們在做財務(wù)決定時希望能夠收回這些決定。

Conducted by OnePoll on behalf of First Internet Bank, member FDIC, the survey found that 38 percent still think they’re “very good” with money.

由OnePoll公司代表第一網(wǎng)絡(luò)銀行(FDIC)進(jìn)行的這項調(diào)查發(fā)現(xiàn)，38%的受訪者仍然認(rèn)為自己“很會理財”。

In spite of thinking they’ve got their finances under control, 59 percent have hidden the cost of the items they’ve purchased from others.

盡管認(rèn)為自己的財務(wù)狀況已經(jīng)得到了控制，59%的人還是會隱瞞從別人那里購買商品的成本。

And 56 percent revealed they’ve hidden purchases from family and friends out of pure embarrassment.

56%的人表示，他們向家人和朋友隱瞞購物行為，純粹是出于尷尬。

One of the central things that encourages people to overspend is online shopping. Sixty-four percent think they’d save a lot of money if they stopped shopping on the internet.

網(wǎng)上購物是導(dǎo)致人們過度消費的主要原因之一。64%的人認(rèn)為如果他們停止在網(wǎng)上購物可以省下一大筆錢。

Results found that the average person would save $103.55 a month if they didn’t make non-essential purchases online.

結(jié)果發(fā)現(xiàn)，如果不進(jìn)行不必要的網(wǎng)上購物，每個人平均每月可以節(jié)省103.55美元。

Of those who’ve made an impulse buy, the most common instinctive purchase were “clothes I don’t need” (49 percent).

在那些沖動購物的人中，最常見的本能購物是“不需要的衣服”(49%)。

Other top spends that people made off the cuff included: ordering in food/drinks (39 percent), big ticket technology like laptops or televisions (37 percent), shoes (35 percent) and small ticket technology like chargers or headphones (35 percent).

人們即興消費的其他主要支出還包括:點餐/點飲料(39%)、買筆記本電腦或電視(37%)等高價位科技產(chǎn)品、買鞋(35%)、買充電器或耳機(jī)等低價位科技產(chǎn)品(35%)。

“What makes online shopping so attractive in today’s world – convenience and immediate gratification – also are what make them prime contributors to buyer’s remorse,” noted First Internet Bank Chief Operating Officer Nicole Lorch.

第一網(wǎng)絡(luò)銀行首席運營官尼科爾•洛奇指出:“是什么讓網(wǎng)購在當(dāng)今世界如此具有吸引力——便利和即時滿足——同時也讓它們成為買家后悔的主要因素。”

There are definitely certain times and places that prompt more impulsive buys. Fifty-two percent admitted to making purchases on a whim.

在某些特定的時間和地點，人們肯定會沖動購物。52%的人承認(rèn)曾一時興起購物。

Boredom or a late night out (both 44 percent) will increase the likelihood of an impulse buy going through. Others blamed their last-minute spends on their insomnia (36 percent).

無聊或深夜外出(兩者都占44%)會增加沖動購物的可能性。還有36%的人將最后的沖動花費歸咎于失眠。