生活英語情景口語100主題 19. At the Bank 在銀行
Dialogue 1 L(Lauren) C(Caleb)
L: Good morning. How can I help you?
C: I'd like to open a new account.
L: Have you filled out an application form?
C: Yes. And I've brought some documents along with me, too. Do you need to see my passport?
L: Yes. I'll just have my assistant look over these quickly and then we'll move on to the next step. Did you want to open up a checking account and a savings account?
C: Yes. Does the checking account come with a debit card?
L: Yes. Actually, both accounts come with cards that yu can use in ATM machines, so that you won't have to come in to the bank to make a transaction.
C: That's very convenient.
L: It is. Our customers really like it. Do you have any other questions about your new accounts?
C: Yes. What's the maximum amount that you are allowed to have in an overdraft?
L: The maximum is $1000.
C: Is there a penalty for having an overdraft?
L: Yes, but it's not much. You just have to pay 1% interest on the amount. It's much lower rate than any of our loans and it's much better than owing money to most credit cards.
C: That's true. Is everything alright with my documents?
L: They're all in order. If you just sign your name here, you'll receive your cards and pin numbers in the mail in about 3 weeks.
C: Thank you very much.
L: You're welcome.
Dialogue 2
C: Excuse me; I have a question about transferring money from one account to another.
L: I can help you here. Do you have the account numbers with you?
C: Yes.
L: Are they both under your name?
C: No, this account is my girlfriend's account and that one is mine.
L: Ok, and are you going to put money into your girlfriend's account?
C: Yes. Would it be possible to check my balance first?
L: Not a problem. It llks like you have $450 in your current savings account.
C: Ok, could you transfer $200 into her account then?
L: Would you like to add a narrative?
C: Sure. Could you just typ.
E: Hope this helps with your rent. Love, C.
L: That's very sweet of you. I'm sure she'll appreciate it.
C: I hope she does. I've got rent due next week myself!
L: Well, you know that you can have a $1000 overdraft on this account, right?
C: Yes. Thanks for your help.
L: you're welcome.
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