https://online2.tingclass.net/lesson/shi0529/0008/8497/3745I.mp3
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1-- good morning. How can I help you?
2-- I'd like to open a new account.
1-- have you filled out an application form?
2-- yes. And I've brought some documents along with me, too. Do you need to see my passport?
1-- yes. I'll just have my assistant looko over these quickly and then we'll move on to the next step. Did you want to open up a checking account and a savings account?
2-- yes. Does the checking account come with a debit card?
1-- yes. Actually, both accounts come with cards that you can use in ATM machines, so that you won't have to come in to the bank to make a transaction.
2-- that's very convenient.
1-- it is. Our customers really like it. Do you have any other questions about your new accounts?
2-- yes. What's the maximum amount that you are allowed to have in an overdraft?
1-- the maximum is $1000.
2-- is there a penalty for having an overdraft?
1-- yes, but it's not much. You just have to pay 1% interest on the account. It's much lower rate than any of our loans and it's much better than owing money to most credit cards.
2-- that's true. Is everything alright with my documents?
1-- they're all in order. If you just sign your name here, you'll receive your cards and pin numbers in the mail in about three weeks.
2-- thank you very much.
1-- you're welcome.
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注解:
1.account賬戶
2.application申請(qǐng)
3.transaction辦理
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譯文:
1--早上好,有什么能幫忙的嗎?
2--我想開個(gè)新賬戶。
1--您填好申請(qǐng)表了嗎?
2--填好了。而且,我也帶了相關(guān)的文件。你要看我的護(hù)照嗎?
1--好的。我讓我的助理迅速瀏覽一遍這些文件,然后我們就可以進(jìn)行下一步了。您是想要開一個(gè)活期賬戶和一個(gè)定期儲(chǔ)蓄賬戶嗎?
2--沒錯(cuò)?;钇谫~戶是不是會(huì)附帶一個(gè)借記卡?
1--對(duì)。實(shí)際上兩個(gè)賬戶都有可以供您在自動(dòng)取款機(jī)上使用的卡。這樣您就不用到銀行柜臺(tái)來(lái)辦理轉(zhuǎn)賬業(yè)務(wù)了。
2--這樣很方便。
1--的確是。我們的客戶都很喜歡這個(gè)服務(wù)。關(guān)于新賬戶您還有其它問(wèn)題嗎?
2--有。這個(gè)賬戶一次性透支額度的上限是多少?
1--最大額度是1000美元。
2--超過(guò)這個(gè)額度有罰金嗎?
1--有,但是不太多。您需要支付總額的1%的利息。這比我們?nèi)魏蔚囊环N貸款業(yè)務(wù)都要低得多,而且比大多數(shù)信用卡透支都要便宜。
2--您說(shuō)的沒錯(cuò)。我的文件處理好了嗎?
1--都弄好了。只要您在這里簽個(gè)名,三周左右就可以收到郵寄給您的卡和密碼了。
2--非常感謝。
1--不用客氣。