金融英語口語聽力教程第12課：銀行業(yè)務(二)

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Banking Operations (2)

銀行業(yè)務(二)

Situation 12

情景 12

John Anderson and Betty Rogers continue their discussion about the operation and organization of her bank .

約翰·安德森和貝蒂·羅杰斯繼續(xù)談論有關貝蒂所在銀行的業(yè)務和組織機構。

Anderson:Who is the highest officer of the bank ?

安德森：誰是銀行中最高級的職員?

Rogers:That's Mr.Sunderland ,our president .He is responsible to the Board of Directors,

羅杰斯：我們的董事長森德先生，他負責董事會的工作。

Which is elected by the stockholders.He is assisted by the senior vice-presidents ,

是由全體股東選舉出來的。高級副董事長協(xié)助他進行工作，

vice-presidents and assistant vice-presidents .

還有副董事長和助理董事長。

A;How many vice-presidents do you have ?

安德森：你們有多少副董事長?

R:There are quite a few .Usually each department is headed by a vice-president or an assistant cashier .

羅杰斯：有不少呢，通常每個部門都有一個副董事長或者一個助理司庫作為領導，

That's the lowest -ranking officer position in most banks.

助理司庫是大多數銀行中主管級別中最低的一級。

A:Aren't all department managers officers?

安德森：并不是所有部門的經理都是主管級的吧?

R;No,not all of them are .Actually ,the word officer means a person authorized by the Board of directors to represent the bank in certain dealings .

羅杰斯：對，不全是主管級。實際上主管人員這個名詞表示這個人得到了董事會授權，代表銀行經營某些業(yè)務的人。

It doesn't necessarily represent his function in a department .

這個詞并不一定表示他在一個部門的職權。

For example ,my boss is not a bank officer ,he is chief teller .

譬如說，我的上司并不是銀行的主管級人員，他是出納主任。

If we were an officer ,his title would be assistant-cashier and chief-teller.

如果他是主管級人員的話，他的職稱應是助理司庫和出納主任。

A:That sounds very confusing .Why don't banks just make all department managers officers?

安德森：聽起來另人費解。為什么銀行不讓所有的部門經理都成為主管級呢?

R:It's part of the bank's system of assigning authority and responsibility .

羅杰斯：這是標志權力和責任的銀行制度的部分內容。

After all,banks have special obligations to their depositors because we are handling their money ,not only our own.

銀行對于它們我儲戶畢竟有著特殊的責任，因為我們正經營著他們的錢，而不僅僅是我們自己的錢。

A;That's right.And I am a depositor ,too.I've got $37.50 in my account.

安德森：是的。我本人也是個儲戶，在我的帳戶里存著37美元50美分。