金融英語口語聽力教程第30課：提供托收項目

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Placing an Item for Collection

提供托收項目

Situation 30

情景 30

Chris Morris wants to cash a check his mother sent him for his birthday .He is talking to the collections clerk at the First National Bank.

克里斯·莫里斯想兌換一張他母親為慶祝他的生日寄來的支票，他正與第一國民銀行的負(fù)責(zé)托收的職員談話。

Morris:I wanted to cash this check from my mother ,but the teller told me to bring it here.

莫里斯：我想把我母親寄給我的這張支票兌現(xiàn)，出納員讓我把支票交到這里。

Clerk:Yes,sir.That's an out-of-town personal check.We wouldn't be able to cash it for you until the proceeds are collected from the drawee bank.

職員：好的，先生。這是一張外地個人支票，要等到款項從票據(jù)付款行取回來以后，我們才能夠為您的支票兌現(xiàn)。

M:Well,how do I cash it then ?

莫里斯：哦，那么我怎樣才能將這張支票兌現(xiàn)呢?

C:We will accept the endorsed check for collection and notify you as soon as it's paid .

職員：我們會收到用于取款的已背書的支票。支票被支付后，我們馬上就會通知您。

Do you have any accounts with us ?

您在我們行里有帳戶嗎?

M:No,I don't have any bank accounts yet.I've lived here only a few weeks.I'm going to college here .

莫里斯：沒有，我還沒有任何銀行帳戶呢。我到這里才幾個星期，我就要在這里上大學(xué)。

C:Well,if you will please endorse this check and show me some identification ,I'll prepare a collection receipt for you .

職員：噢，請您在這張支票背面簽字，并讓我看一下您的某種身份的證件，我為您準(zhǔn)備一張取款收據(jù)。

M:Do I have to pay for this ?

莫里斯：我必須為此付錢嗎?

C:Yes,sir .We must charge a collection fee of $1.50 if you don't have an account with us.

職員：是的，先生。如果您在我行沒有帳戶的話，你就需要支付1.5美元的取款費。

if you'd like to open an account with the proceeds,there will be no charge.

如果您愿意用這筆匯款開立一個帳戶，你您就不用付錢了。

M:Yes,I'd better do that.I need an account anyway,so I may as well open one here .

莫里斯：好的，我最好立一個帳戶。無論如何我需要一個帳戶為好。

C;Will you please go to the New Accounts counter to open your account while I fill out your receipt?

職員：請您到新開帳戶柜臺去開立您的帳戶，同時，我在這里為您填寫收據(jù)，好嗎?

M:Fine.I'll come back and get the receipt after I make arrangements to open an account .

莫里斯：好的，等我辦理好開立帳戾的事情后，我就回來取收據(jù)。

Thanks very much for all your help.

非常感謝您的幫助。