實用外貿口語精選系列情景系列191:貨物保險之自問自答

貨物保險

Are buyers responsible for the insurance charges?

附加險的保險費由買方來負擔嗎?

Yes, this is a standard practice.

是的，這是慣例。

Yes, you are right.

是的，正是如此。

How long is the validity term of insurance responsibility?

保險責任有效是多少?

It is up to 60 days until the goods are unloaded from ships.

直到貨物在最后卸貨港卸離輪船為止，60天為限。

Which kind of insurance is more extensive, FPA or WPA?

哪種保險責任范圍更廣泛，平安險還是水漬險?

WPA, for partial loss will be compensated under this cover.

水漬險。因為這種險部分損失也負責賠償。

WPA is more expansive.

水漬險保險范圍更廣。

Do you still want an FPA policy?

你還是要投平安險嗎?

Well, I'll have a word with our underwriter and see what he says.

嗯，我得先跟保險公司談談，聽聽他們的意見再決定。

Yes, I want an FPA policy.

是的，我要投平安險。

Do you want to renew the insurance?

您是想續(xù)保嗎?

Exactly.

正是。

Yes, you are right.

是的。

背景知識認知：

1. FPA: free of particular average 單獨海損不賠，平安險

2. WPA: with particular average 擔保單獨海損，水漬險

詞匯精學：

1. insurance charge 保險費

2. a standard practice 慣例

3. the validity term 有效

4. underwriter

n. 保險公司;保險業(yè)者;承諾支付者;擔保人

eg. It is the top underwriter of corporate bonds in China.

該公司是中國最大的企業(yè)債券承銷商。

eg. Depending on whether an operation is invoked by the customer or by the underwriter, the returned behavior may be quite different.

根據某個操作是由客戶還是由擔保人調用的，所返回的行為可能會有很大不同。

短語精學：

be responsible for 對……負責;是……的原因

eg. Our client wanted to be responsible for testing the application.

我們的客戶想要負責測試這個應用程序。

eg.While it’s long, it’s a great summary of the debate about who should be responsible for social media in an organisational context.

信雖然很長，但的確是一個很好的總結，一個關于誰有責任在一個組織中充當媒介的思考。

eg. Employees who used to be responsible for decisions, now have to run it by their boss or their colleagues.

過去愿意承擔責任的員工，現(xiàn)在更愿意把責任推給老板或是同事。